106
Year Old
Family
Owned
Bank


"Interactive video content was very pretty and reiterated everything the loan officer had already explained. This was a good reference that I could go back to periodically as the process progressed. It was great to have the disclosure docs and my account/application available electronically though I did not have the technology to use it to the fullest (no ability for signature; 1-800 fax # not answering) so I had to print off and mail or attach scanned docs. I still very much appreciated the personal phone contact with Mr Clipston. I kept wishing that I could have video contact with him from the web site. I, also, very much appreciated the direct line to CapWest and Mr Clipston, no automated continuing selections by pressing a number; I got to talk to a person always! The e-mail support was wonderful. Documents coming or going were always accessible, and if not, an immediate backup was provided so that the efficiency of the process was maintained. It was a pleasure working with Mr Clipston from the very first contact and I am sorry that CapWest will not be servicing my loan to payoff."

- Gwen M.


Refinance My Home


Refinancing your home opens the door to several opportunities. Some of the most common reasons our customers choose to refinance their home with us include:

  • To reduce the monthly payment
  • To own the home sooner by switching from a 30 year to a 15 or 10 year loan
  • To switch from an adjustable rate to a fixed rate
  • To consolidate two mortgages


One of our most popular programs though is the Cash-Out Refinance which helps our customers pull equity out of their home to:

  • Pay off high interest credit cards
  • Pay for a child's college education
  • Fund a retirement account
  • Cover the cost of a major purchase or home improvement project
  • Use the cash to buy other properties as second homes or investments


The fastest way to refinance your home is to use our automated online approval tool. In minutes, you can complete an application, receive your approval, review the terms, and then expect to be contacted quickly by a member of our staff to discuss any questions you may have before we close your loan.

Apply Now!


Prospect Mortgage, LLC dba Capwest Mortgage

Equal Housing Lender Equal Housing Lender. Prospect Mortgage, LLC, dba CapWest Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403, 800-464-2484. Prospect Mortgage, LLC, NMLS ID #3296, (www.nmlsconsumeraccess.org) is a Delaware limited liability company licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act and operates with the following licenses: AZ Mortgage Banker License #BK0931602; Georgia Residential Mortgage Licensee #16984; Illinois Residential Mortgage Licensee; MA Mortgage Lender/Broker License #MC3296; MS Licensed Mortgage Co.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; RI Licensed Lender, RI Licensed Loan Broker; In Texas, located at 8650 Freeport Parkway, Suite 130, Irving, TX 75063; Washington Consumer Loan Company License #CL-3296. This is not an offer for extension of credit or a commitment to lend. Loans are currently being closed and committed at the expressed rates, however these rates may change or may not be available at the time of your loan lock-in, commitment or closing. All loans must satisfy company underwriting guidelines, interest rates and APRs are based on recent market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other variables. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock agreement under MN law, or any other applicable law.

This website is not an advertisement for New York business and we cannot currently accept mortgage loan applications for properties located in New York.

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